Community Sector Banking

Financial Services

Melbourne, Victoria


About Community Sector Banking

Community Sector Banking is a leader in providing specialised, relevant and accessible financial solutions to community organisations throughout Australia.

Not-for-profit organisations and social enterprise organizations have unique needs not always met by traditional banking products, and goals not driven by the bottom line. Community Sector Banking fulfils the not-for-profit sector’s need for a banking service that delivers innovative, tailor-made products and services designed to simplify the banking process. Its specialised knowledge of the not-for-profit sector sets it apart from other financial institutions. It understands its customers' funding cycles and the way their boards govern their decisions.

Community Sector Banking is a 50:50 joint venture between shareholders Bendigo Bank and the Community 21 consortium of not-for-profit organizations, which includes Oxfam, Scope, and Yfoundations. It brings together the best of business and the not-for-profit sector.

Community Sector Banking’s mission to find financial solutions for social enterprises, not-for-profits and help the marginalised in the community fits entirely with the spirit of B Corporations – working towards redefining the success of business. Being half owned by a consortium of not-for-profits exerts a strong influence on its governance and vision.

The Change We Seek®

As a profit-for-purpose organisation, Community Sector Banking is passionate about driving positive social change in society, and supporting organisations that make this happen every day.

More than just a banking service for not-for-profits, Community Sector Banking exists to help make our society better. It strengthens not-for-profits and social enterprises, to deliver real impact in their own sectors like community housing, Indigenous services, disability, health and employment.

It has created innovative funding models such as an affordable housing bond, annual grants for social investment, and awards to recognise achievement in social housing.

Not least, its world first banking service called act. combines crowdfunding with banking, to transform the way individuals and organisations can invest in their communities.

What makes us a better company?

B Impact Report

Certified since: 

May 2015

Company Score

Median Score*



The Environment section of the Assessment evaluates a company's environmental performance through its facilities; materials, resource, and energy use; and emissions. Where applicable, it also considers a company's transportation/distribution channels and environmental impact of its supply chain. This section also measures whether a company's products or services are designed to solve an environmental issue, including products that aid in the provision of renewable energy, conserve resources, reduce waste, promote land/wildlife conservation, prevent toxic/hazardous substance or pollution, or educate, measure, or consult to solve environmental problems.



The Worker section of the survey assesses the company's relationship with its workforce. This section measures how the company treats its workers through compensation, benefits, training, and ownership opportunities provided to workers. It also focuses on the overall work environment within the company through management/worker communication, job flexibility and corporate culture, and worker health and safety practices.



The Customers section of the Assessment measures the impact a company has on its customers. The section focuses on whether a company sells products or services that promote public benefit, and if those products/services are targeted towards serving underserved populations. Questions in this section will measure whether a company's product or service is designed to solve a social or environmental issue (e.g. improves health, preserves environment or creates economic opportunity to individuals or communities, promotes the arts/sciences, or increases the flow of capital to purpose-driven enterprises).



The Community section of the survey assesses a company's impact on its community. The Community section evaluates a company's supplier relations, diversity, and involvement in the local community. The section also measures the company's practices and policies around community service and charitable giving. In addition, this section includes if a company's product or service is designed to solve a social issue, including access to basic services, health, education, economic opportunity, arts, and increasing the flow of capital to purpose-driven enterprises.



The Governance section of the Assessment evaluates a company's accountability and transparency. The section focuses on the company's mission, stakeholder engagement, and overall transparency of the company's practices and policies.

Overall B Score

80 out of 200 is eligible for certification

*Of all businesses that have completed the B Impact Assessment

*Median scores will not add up to overall

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